When we are talking about Credit cards, American Express which is also known as AMEX is one of the most easily recognizable names in the world of credit cards. Even those people who have got a Visa or MasterCard, they are still interested to have an AMEX also. Despite of having some differences among themselves Visa, MasterCard, and AMEX are the most popular and preferred types of credit cards.
In the present world both Visa and MasterCard are the methods of payment. Different businesses accept credit card payments using the systems of Visa and Master Card.
Both of them never issue credit cards on their own behalf, they provide the credit to the banks throughout the world and charge interest on that credit and the respective banks are liable to issue credit cards on their behalf. Your credit card bills that you pay directly goes to the bank, Visa or MasterCard do not handle them.
On the other way AMEX work in a completely different way. American Express has got their own payment system, and they also issue their credit cards directly to consumers themselves. Unlike Visa and Master Card, AMEX does not rely on other banks. For this reason when you see the name of American Express on a credit card you immediately recognize those who issued the card, their payment system and any other required information.
Although MasterCard and Visa have got more users worldwide, American Express is always making efforts to expand their networks. Visa and MasterCard are being used in over twenty five million locations worldwide, which also include third world countries; this huge market share makes them global credit card payments. Looking at the other side, AMEX has not reached that level but still it is a great credit card.
In order to have a Visa and MasterCard, you have to make a research on hundreds of banks who issue Visa and MasterCard, so that you can find the best choice. For AMEX, you just have to go to their website and find out what is their offer and what type of APR they are charging from you. Many of the times you may find a credit card with low interest and offering you a great spending limit.
There are several advantages of AMEX offered to its customers in North America and Europe. Offering great features this credit card is accepted widely in both the above mentioned areas. AMEX offers you great rates, good rewards, and excellent customer service as well.
Blue is the newly introduced credit card by American Express, the most attractive features of this credit card is its increased security, no annual fee, and 0% APR for the first year or so. You may be able to get an extended period with no interest but that completely depends on your credit,. Even after that time has expired, you will have to pay low fees, which makes it a great credit card for anyone looking for a new credit card. It is the newest card from AMEX, and due to its amazing features, it will rapidly become one of the best
American Express is one of the best credit cards that are being used worldwide. They offer you a variety of different credit cards from which you can choose yours, they are designed to meet almost everyone’s needs. You may apply for them online or through a local provider, although it is preferred way to go online. What you have to do is just to fill out a form. Simply fill out your application, and if you have good credit, you’ll be approved.